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    1. Mastercard, October 2017 through September 2018 data, across all card types, September 2018

    2. RetailDive, "How to Reduce Friction at Checkout with Alternative Payments," U.S., May 2018

    3. Mastercard Glenbrook Consumer Control Research, U.S., January 2018

    4. Mastercard & Incite Report, Everyday Spend, Mastercard Market Sizing: Card on File, January 2019

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